Do you prefer cash or card?

[killamch89]

I lean toward card for most purchases: convenience, automated tracking in apps, and rewards points sweeten the deal. Contactless payments mean no fumbling for exact change, and mobile wallets add another layer of security. But I always carry a small amount of cash for farmers’ markets, tipping in cafes, or if tech fails. There’s an irreplaceable tangibility in handing over bills that helps manage budgets mindfully. Which do you reach for first, and how do you balance the benefits and drawbacks of each method?

[Shortie]

I always used to be someone who used to use a mix of cash and card before the COVOD-19 pandemic but since 2020 and when everything changed, I now much prefer to use card only and tend to use my phone and Google Pay for all my purchases now. 

I find using card to be more convenient and even safer, at least I know I can't lose money if it is all in my bank.

[killamch89]

Cash. Cards let banks track my every burrito purchase. Plus, nothing beats the panic of handing a $20 bill and praying for correct change.