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These cards are a digital good and represent players that you use to create your Ultimate Team that you play with in FIFA online. The higher the stats on the card, the better the player. Cards increce in rarity the higher they rank and thus the advantage they offer also increases. So obviously, the very rarest cards hold significant value to people who play FIFA.

It doesn't matter to much in Skyrim. Each race still has it's own characteristics and powers but unlike Oblivion the system is set in a way that you won't be punished for picking a certain race/build combination or leveling wrong. Whether you want a warrior, theif, assassin or mage type build you can basically pick whatever race you want and go for it. There is a 3rd person but I think most players prefer playing in first, especially if your like me and like a stealth build with a bow as your primary. Like I said it's really up to you, just what comes naturally.