RTX cards are really not worth the money because when Ray Tracing is on it lowers the fps of every game I've seen - even Battlefield 5 and it is one of the few games that use Ray Tracing so I am still baffled as to what purpose it actually serves.
It will be out by November of this year because GTA V for PC was released a year after the console releases so I wouldn't be that concerned. Luckily, I have it for Xbox one(although my cousin keeps my Xbox one most of the time.) so I can play it when I want. They also seem to be having some issues with the Red Dead Redemption Online game mode for consoles so you have to give them a bit of time to get it working as well.
I have donated a couple times as well to Youtubers such as Xperthief because I genuinely enjoy his content and he always comes up with something unique so his videos never ceases to entertain me.
I was using dropbox up until last year when I got hacked and that taught me a valuable lesson that using free cloud storage is basically asking for trouble. I have since moved on to P-cloud which has bank level encryption and is very safe and works with a lot of programs. It is highly rated among lots of business professionals including content creators so I urge you to check it out. The paid subscription I purchased is the $95 dollars per year package which gives you 2 Tb of storage although you can purchase a lifetime subscription for $350 dollars which as a content creator is a very worthwhile investment. pCloud
I have never had a strike even though I just started my Youtube channel but I have seen people receive strikes for ridiculous things such as a thumbnail which didn't even necessary violate their terms of service.
There are plenty of websites that will sell you copyright-free music for a monthly subscription fee and the creative commons 0 license which means it can be used for any and everything without attribution.
I have a lifetime subscription of a software called Adguard which blocks all ads - even on mobile phones if you have Adguard installed on your phone. It was worth the $30 dollars that I paid last year for it.
I told him the same thing in another post - Pcpartpicker is the place to go but it also helps to review the suggested build on forums like linustechtipsforum to get some valuable answers about the build.
I have used a warranty only once when I received a PC with a faulty motherboard when I much younger. Warranties are really useful but you need to read it carefully to fully understand what circumstances does the warranty apply and what can void it. I see you mentioned that the warranty renewal will be 15 dollars a month for 3 years which comes up to 540 while repairing it is 160 + labour and parts which I suspect would be around 300 dollars. I find it odd that typing too much on a laptop keyboard would do that because I also type a lot on my Acer Gaming laptop as well and I have never encountered such an issue. As @skyfire mentioned, keyboards especially on laptops are designed to take a pounding so they should repair your laptop no questions asked because that is a faulty laptop keyboard because no laptop keyboard I know is supposed to break from something like that.
AMD has already caught up to Intel since the release of the Zen Processors last year and the processors coming out in July-August will completely blow Intel out of the water because they will be WAY more powerful than the previous Zen chips.
Linux has nowhere near the same level of integration and features as Windows and isn't a stable gaming platform. As @UleTheVee mentioned Linux shines at programming and nothing else. Until the developers can get their platform to rival the functionality and integration of Windows and to an extent a Mac, then Windows will always be the go-to choice for PC gaming.